@import url('/fonts/fonts.css');
:root{
  --paper:#f4f5f7; --paper-2:#eaecf0; --ink:#171a21; --ink-soft:#4e5566; --line:rgba(23,26,33,.12);
  --accent:#3b4fd9; --accent-2:#2c3cb0; --accent-soft:#e3e6fb; --clay:#b8572e; --card:#ffffff;
  --radius:12px; --shadow:0 8px 24px rgba(23,26,33,.07);
  color-scheme: light dark;
}
@media (prefers-color-scheme: dark){:root{--paper:#111318;--paper-2:#181b22;--ink:#eceef3;--ink-soft:#aab1c2;--line:rgba(236,238,243,.14);--accent:#8b9bff;--accent-2:#a9b5ff;--accent-soft:#232a4a;--clay:#e08a63;--card:#1b1f28;--shadow:0 8px 24px rgba(0,0,0,.35)}}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-size:1.03rem;line-height:1.6;color:var(--ink);background:var(--paper)}
h1,h2,h3{font-family:Inter,system-ui,sans-serif;font-weight:600;letter-spacing:-.02em;line-height:1.12;margin:0 0 .5rem;text-wrap:balance}
h1{font-size:clamp(2.2rem,5.6vw,3.9rem)}
h2{font-size:clamp(1.55rem,3.2vw,2.2rem)}
h3{font-size:1.1rem}
p{margin:0 0 1rem}
a{color:var(--accent);text-underline-offset:.15em}
.wrap{width:min(1120px,100% - 2rem);margin-inline:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:var(--card);padding:.5rem 1rem;z-index:10}
.site-header{position:sticky;top:0;z-index:5;background:color-mix(in srgb,var(--paper) 88%,transparent);backdrop-filter:saturate(1.3) blur(10px);border-bottom:1px solid var(--line)}
.row{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:.8rem 0}
.brand{display:inline-flex;align-items:center;gap:.55rem;font-size:1.3rem;font-weight:700;letter-spacing:-.02em;text-decoration:none;color:var(--ink)}
.brand .mark{width:26px;height:26px;border-radius:7px;background:linear-gradient(135deg,var(--accent),var(--accent-2));display:inline-block}
.site-header nav{display:flex;flex-wrap:wrap;gap:.25rem 1rem}
.site-header nav a{color:var(--ink-soft);text-decoration:none;font-size:.95rem;white-space:nowrap;padding:.3rem 0;border-bottom:2px solid transparent}
.site-header nav a:hover,.site-header nav a:focus{color:var(--ink);border-color:var(--accent)}
.site-header nav a.cta{background:var(--accent);color:#fff;padding:.45rem .9rem;border-radius:999px;border:0}
@media (prefers-color-scheme: dark){.site-header nav a.cta{color:#111318}}
.hero{padding:clamp(2.2rem,6vw,4.8rem) 0 2rem}
.hero .split{display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center}
.eyebrow{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:600;margin-bottom:1rem}
.lede{font-size:1.12rem;color:var(--ink-soft);max-width:36rem}
.actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.25rem}
.btn{display:inline-block;padding:.75rem 1.2rem;border-radius:999px;text-decoration:none;font-weight:600;border:2px solid var(--accent);color:var(--accent);transition:transform .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn.primary{background:var(--accent);color:#fff}
@media (prefers-color-scheme: dark){.btn.primary{color:#111318}}
.mosaic{display:grid;grid-template-columns:repeat(2,1fr);gap:.8rem}
.mosaic figure{margin:0;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);background:var(--card);aspect-ratio:1/1;position:relative}
.mosaic img{width:100%;height:100%;object-fit:cover;display:block}
.mosaic figcaption{position:absolute;left:.6rem;bottom:.6rem}
.chip{display:inline-block;background:var(--card);color:var(--ink);font-size:.72rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;padding:.25rem .6rem;border-radius:999px;box-shadow:var(--shadow)}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:.9rem;margin:2rem 0 0}
.stat{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1rem 1.1rem}
.stat b{display:block;font-size:1.8rem;font-weight:700;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.stat span{color:var(--ink-soft);font-size:.92rem}
.band{padding:clamp(2.2rem,5vw,4rem) 0}
.band.alt{background:var(--paper-2)}
.band.accent{background:var(--accent-soft)}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.2rem}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.25rem;box-shadow:var(--shadow)}
.card h3{margin-top:.2rem}
.plain{list-style:none;padding:0;margin:0 0 1rem}
.plain li{padding:.45rem 0 .45rem 1.4rem;position:relative;border-bottom:1px solid var(--line)}
.plain li::before{content:"";position:absolute;left:0;top:1rem;width:.55rem;height:.55rem;border-radius:50%;background:var(--accent)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem;counter-reset:step}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem;position:relative}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:-.8rem;left:1rem;background:var(--accent);color:#fff;font-weight:700;border-radius:999px;width:1.7rem;height:1.7rem;display:grid;place-items:center;font-size:.9rem}
@media (prefers-color-scheme: dark){.step::before{color:#111318}}
.tiers{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}
.tier{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);background:var(--accent-soft);padding:.2rem .6rem;border-radius:999px;margin-bottom:.5rem}
.tier.default{border-color:var(--accent)}
.note{font-size:.95rem;color:var(--ink-soft)}
.legal{max-width:70ch}
.legal h2{margin-top:2rem;font-size:1.35rem}
.legal table{width:100%;border-collapse:collapse;font-size:.95rem;margin:1rem 0}
.legal th,.legal td{text-align:left;padding:.5rem .6rem;border-bottom:1px solid var(--line);vertical-align:top}
.disclosure{border-left:4px solid var(--clay);background:var(--card);padding:1rem 1.2rem;border-radius:0 var(--radius) var(--radius) 0;margin:1rem 0}
footer{border-top:1px solid var(--line);padding:2rem 0 3rem;color:var(--ink-soft);font-size:.92rem}
footer .cols{gap:2rem}
footer a{color:var(--ink-soft)}
.reveal{opacity:1}
@media (max-width:760px){.hero .split{grid-template-columns:1fr}.mosaic{grid-template-columns:repeat(2,1fr)}}